Atlas JobBeta
Sign inJoin beta
industry · 9 min read

Maternity Pay UK Explained: SMP, Leave and Your Rights

How Statutory Maternity Pay works in the UK: eligibility, the 39-week structure, Maternity Allowance, maternity leave, KIT days, returning to work, and your rights.

Updated 25 June 2026 · by Atlas Job

Understanding your maternity pay and leave entitlements is one of the most important things you can do when planning for a new baby. UK employment law provides a robust set of rights for pregnant employees and new mothers, covering everything from paid leave to protection against unfair treatment at work. This guide walks through Statutory Maternity Pay (SMP), Maternity Allowance, your right to return to work, and the broader protections that apply during pregnancy and maternity leave. It is general information only — always confirm your specific situation on GOV.UK or with Acas, or seek independent legal advice if needed.

Statutory Maternity Leave: How Much Time Off Can You Take?

Most employees in the UK are entitled to up to 52 weeks of Statutory Maternity Leave, regardless of how long they have worked for their employer or how many hours they work each week. This leave is split into two phases:

You must take a minimum of two weeks' compulsory maternity leave immediately after the birth (four weeks if you work in a factory). You can choose to start your maternity leave up to 11 weeks before your due date. You do not have to take the full 52 weeks — you can return to work earlier, provided you give your employer at least eight weeks' notice of an early return.

It is worth noting that holiday entitlement continues to accrue throughout all 52 weeks. Many employees choose to add accrued annual leave before or after maternity leave to extend their time away from work. Our guide on holiday entitlement in the UK covers how this works in practice.

Statutory Maternity Pay: What Are You Entitled To?

Statutory Maternity Pay (SMP) is paid by your employer for up to 39 weeks of your maternity leave. It is structured in two rates:

SMP is treated as earnings and is therefore subject to income tax and National Insurance deductions in the normal way. Employers can reclaim most or all of the SMP they pay from HMRC, which is why nearly all employers are willing to administer it.

To qualify for SMP you must meet all of the following conditions:

If your employer offers enhanced (contractual) maternity pay above the SMP minimum, those additional payments will be set out in your contract or staff handbook. Always ask HR for a written breakdown if you are unsure what applies to you.

Maternity Allowance: If You Don't Qualify for SMP

Not everyone qualifies for SMP — for example, if you are self-employed, a recent new starter who has not yet reached 26 weeks' continuous employment, or someone who recently changed jobs. In these situations, you may be able to claim Maternity Allowance (MA) instead, which is paid directly by the Department for Work and Pensions (DWP) rather than your employer.

If your employer wrongly refuses to pay SMP, you can ask them for an SMP1 form explaining why. You can then contact HMRC, who can decide whether SMP is payable. You should also seek advice from Acas or Citizens Advice.

Keeping in Touch Days, Shared Parental Leave, and Returning to Work

Maternity leave does not have to mean zero contact with your employer. The law provides a specific mechanism to ease the transition back:

Protection from Discrimination and Redundancy During Maternity Leave

Pregnancy and maternity are protected characteristics under the Equality Act 2010. This means your employer cannot treat you unfavourably because of your pregnancy, a pregnancy-related illness, or the fact that you are on maternity leave. This protection is broad:

Understanding your redundancy rights is equally important. If your employer does make your role redundant while you are pregnant or on leave, read our guide on redundancy pay in the UK to understand what you may be owed in addition to your maternity entitlements. Similarly, if your notice period is triggered, check our guide on notice periods to understand how they interact with ongoing SMP payments.

Frequently Asked Questions

How long is Statutory Maternity Pay paid for?
SMP is paid for up to 39 weeks. The first 6 weeks are paid at 90% of your average weekly earnings. The remaining 33 weeks are paid at the lower of the statutory flat weekly rate or 90% of your average weekly earnings. Your maternity leave itself can last up to 52 weeks, but the final 13 weeks (if taken) are unpaid under SMP — some employers offer enhanced contractual pay to bridge this gap.
What is the qualifying week for SMP, and why does it matter?
The qualifying week is the 15th week before your expected week of childbirth. To qualify for SMP, you must have been continuously employed by the same employer for at least 26 weeks ending with the qualifying week, and your average weekly earnings in the 8 weeks before the qualifying week must be at least the lower earnings limit. If you change jobs after becoming pregnant, you may lose your SMP entitlement with your old employer and not yet qualify with your new one — in that case, Maternity Allowance from the DWP may be available instead.
Can I be made redundant while on maternity leave?
Your employer cannot select you for redundancy because you are pregnant or on maternity leave — doing so would be automatically unfair dismissal and likely unlawful discrimination under the Equality Act 2010. If your role is genuinely redundant, you have a priority right to be offered any suitable alternative vacancy before other employees. Always seek advice from Acas or an employment solicitor if you are placed at risk of redundancy during pregnancy or maternity leave.
What are KIT days and how do they work?
Keeping in Touch days allow you to work up to 10 days during your maternity leave without ending your leave or losing your SMP for that week. KIT days are entirely voluntary — your employer cannot make you work them. The pay for KIT days is agreed between you and your employer; you should get this confirmed in writing before any KIT day takes place. KIT days are often used for training, team catch-ups, or appraisals, and many employees find them helpful for a smoother return to work.
What happens to my holiday entitlement while I am on maternity leave?
Your statutory and contractual holiday continues to accrue throughout all 52 weeks of maternity leave, including any weeks that are unpaid. You cannot take holiday at the same time as maternity leave, but you can add accrued leave to the start or end of your maternity leave period. If the holiday year ends while you are on leave and you cannot take all your accrued days, your employer must allow you to carry them over into the next holiday year. Check our guide on holiday entitlement in the UK for more detail.

Returning to work after maternity leave is a major transition — whether you are going back full-time, negotiating flexible hours, or looking for a new role that better fits your family's needs. If you are considering a career change or new opportunities after your maternity leave, Atlas can help. Create a free account and let Atlas search thousands of UK job listings, score them against your skills and experience, and help you apply — so you can focus on what matters most while Atlas handles the job hunt.

Stop reading. Start applying with an edge.

Atlas reads eight UK job boards, scores every listing against your CV, and tailors each application for the ATS — automatically.

Try Atlas free

Other guides